Mortgage & Real Estate Loans In Monterey & Placer County, California

When you choose Steve Malvini for all your Real Estate lending services, you benefit from over 20 years of experience accumulated as a mortgage broker in CA. Steve works with the client, starting from application, through pre-qualification, to signing and closing. We are interested in educating you on your options, not just closing another deal. We believe in helping you make the right decisions.

Mortgage Services

Personalized Mortgage Guidance

Getting a mortgage can be a confusing, complicated process. This is where working with Steve really pays off. Steve removes the stress and uncertainty from the process through clear communication and education. A thorough analysis of your credit, income, assets, and employment is completed in order to provide all of your options. Once the right loan is chosen, Malvini Mortgage & Real Estate is aggressive in finding the right lender. We want the most competitive rates and fees to best benefit you and your family.


Mortgage Programs Available

  • Purchase & Refinance Loans
  • Conventional & Jumbo Loans
  • Reverse Mortgage
  • FHA & USDA & VA Loans
  • Hard Money Loans
  • Construction Lending
  • Lot Loans
  • Apartment & Commercial Lending
  • Residential Rental Financing
  • Investment Property Loans

See what people have to say about working with Steve Malvini

” I have worked with Steve many times for both mortgage loans & financial concerns..He thoroughly explains every step and each of my choices. I leave his office fully understanding what he is doing and why I am making those choices..

He doesn’t just throw interest rates at me, but instead gives me my options, and lets me make the choices..

I will always choose Steve 1st when working with finances.. “

- Kathy H

Salinas, CA

” During tax season, I always take my taxes to this business. They are trustworthy, helpful and the turn around time is excellent. Also, for Mortgage and Real Estate, Steve can aid with the financial implications of ownership.

Great!!! “

- Carla M

Santa Cruz, CA

Steve Malvini
CalBRE # 01198227
NMLS # 242411 (354557)

Why Use Steve Malvini?

  • Experience
  • Integrity
  • Know How it Works
  • Superior Negotiation
  • Competitive Pricing
  • Aggressive Results
  • Honest Dealings
  • Know What to Expect

“Are You Paying Too Much? You may qualify for a much better Loan Call Steve to find out!”

For an exceptional experience, call Steve Malvini at 831-758-5667